Excellent Mortgage Tips
I agree with the mortgage tips from Terrance J. O'Brien. Everything he suggests is perfect, it: maximizes the value of your home preserves your cash Liquidity...
What Does a Longer Life Span Mean to You?
With the average American projected to live an additional two or more years this results in huge impacts on the pension finances and creates additional risks...
How BIG is your Safety Bucket?
An article in this week’s Wall Street Journal (see quoted below) addresses the issue of “safety” and “risk” in the stock market. Of significant importance is the “safety bucket” which is where your safest and most risk free assets are placed. I agree with this strategy and have a Video series titled “Personal Economic Model” (PEM)”. The PEM is a effective strategy for you to implement. Please contact me for an initial appointment. The S&P 500 is on track to…
Translation of Financial Terms
Have you ever returned from a doctor visit and been confused about the physician's terminology? The financial industry has similar dynamics with its own ...
What Monsters are Lurking in Your Portfolio?
It’s the scariest time of the year. Halloween is here. It’s time for trick-or-treaters, haunted houses, spooky home decorations, and more. This may be the...
Social Security is an Annuity
Dave Lindorff has the right idea about Social Security as an annuity. However, there are a few additional items that need to be emphasized. Social Security...
“How Much To Withdraw From Retirement Savings?” – Wrong Question!
"How Much to Withdraw From Retirement Savings?" - is NOT the important question. This Forbes article discusses withdrawal rates of 4%, 2% or 3% and also 6%...
3 Financial Developments to be Thankful for in 2020
This year has been a rollercoaster ride. COVID has dominated the headlines and impacted every aspect of our lives. It has shut down businesses, schools, and...
October Recap: Markets Stumble but GDP Surges
The recovery in the financial markets hit some turbulence in October, as investors wrestled with anxiety about increasing COVID cases. However, a surge in...